Job Description

Product Manager

Zions Bancorporation is expanding its Enterprise Commercial Product (ECP) capabilities into the rapidly evolving ecosystem of digital assets, blockchain technology, tokenized deposits, and stablecoin-based financial services. We are seeking a Product Manager (PM) who will lead strategy, development, and lifecycle management for next-generation digital asset products while ensuring compliance, security, and strong customer value.

Role Summary:

The PM is responsible for defining and managing a portfolio of digital asset and blockchain-enabled payments products. This role requires deep understanding of decentralized technologies, digital money formats, emerging regulatory frameworks, and modern payment innovation. The PM will collaborate across business, technology, legal, risk, and operations to bring secure and compliant blockchain-based financial products to market.

Core Responsibilities Product Management:

• Serve as the subject matter expert (SME) for digital assets, tokenized deposits, blockchain payment rails, and stablecoin-based money movement products, develop high-level product requirements and oversee the full product lifecycle for these products.
• Maintain product documentation including FAQs, sales materials, training, and operational workflows.
• Monitor industry developments and evolving regulatory expectations.
• Lead internal and external partner engagement with fintechs, blockchain platforms, and technology vendors.
• Train sales, operations, and client-facing teams on product functionality and use cases.
• Drive financial performance of products, including pricing, adoption, and growth opportunities.
• Communicate roadmaps and product impacts to senior leadership.

Product Development & Innovation:

• Identify high-value opportunities using distributed ledger technology (DLT) and programmable money.
• Conduct market research on institutional digital asset adoption and blockchain-enabled commercial payments.
• Develop product roadmaps aligned with enterprise strategy and IT governance.
• Write business cases, requirements, and customer experience flows for blockchain-enabled services.
• Deliver new digital asset products through risk, compliance, and security review processes.
• Lead go-to-market planning, commercialization, pilot programs, and feedback cycles.

Risk & Regulatory Management:

• Monitor regulatory guidance related to digital assets, stablecoins, digital identity, custody, and tokenized deposits.
• Collaborate with Legal, Compliance, and Risk to ensure product alignment with federal and state frameworks.
• Support risk assessments, model reviews, AML/BSA processes, and crypto-specific controls.
• Oversee digital asset vendor due diligence and ongoing monitoring.

Qualifications:

• Bachelor's degree in business, technology, finance, or related field (advanced degree preferred).
• 8+ years of product management experience; experience in digital assets, blockchain, or crypto products strongly preferred.
• Strong knowledge of blockchain systems, tokenization models, smart contracts, and digital wallet technologies.
• Experience with stablecoin or tokenized deposit architectures a plus.
• Excellent communication, problem-solving, and cross-functional collaboration skills.
• Ability to manage complex technical products and shifting regulatory environments.
• Agile experience preferred; comfort working with engineering and architecture teams.

Pay Range:

• $140,000 - $160,000 (Based upon relatable skills/experience and location)

Work Location:

• This position can be located 100% remote within the United States or located at one of our headquarters in the following locations:
• Phoenix, AZ
• Los Angeles, CA
• Denver, CO
• Las Vegas, NV
• Houston, TX
• Midvale, UT

Benefits:

• Medical, Dental and Vision Insurance - START DAY ONE!
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
• Paid Training, Paid Time Off (PTO) and 12 Paid Federal Holidays
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
• Mental health benefits including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees

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